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It always makes the most sense to build business credit and your funding options when your business does not need the business credit. Of course, that is not what most businesses do. They wait until, many times, it is too late to build business credit. If that is your situation, your options maybe limited if you are one month away from shutting the doors. Most of our clients, as they go through the business credit building process, wish they would have started the program 6 months earlier. Because they wish they already had the results. The sooner you start the better!